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2. Will Credit Card Companies Lower My Interest Rate if I Ask? - AOL

   www.aol.com/lifestyle/credit-card-companies...

   Some credit card companies may lower your rate if you ask. Which can be a good thing given that the current average interest rate is currently hovering over 20%.

3. Want a better credit card interest rate? Try smaller ... - AOL

   www.aol.com/finance/want-better-credit-card...

   Large banks charge higher interest rates, irrespective of credit score. According to the consumer protection agency, the 25 largest credit card issuers charged interest rates that were 8 to 10 ...

4. Should I close my credit card if I have a high interest rate?

   www.aol.com/finance/close-credit-card-high...

   Having multiple credit cards is good for your credit score, so consider keeping your high-interest account open while you look for a new card with lower interest or better credit card rewards ...

5. The 8 Best Low Interest Credit Cards of November 2022 - AOL

   www.aol.com/finance/8-best-low-interest-credit...

   The Chase Freedom Unlimited card is our pick for the best overall cash back card. It offers a solid 15 months of 0% intro APR, followed by a relatively low standard APR rate. The cash back rates ...

6. Credit card interest - Wikipedia

   en.wikipedia.org/wiki/Credit_card_interest

   Credit card interest is a way in which credit card issuers generate revenue. A card issuer is a bank or credit union that gives a consumer (the cardholder) a card or account number that can be used with various payees to make payments and borrow money from the bank simultaneously. The bank pays the payee and then charges the cardholder interest ...

7. Everything you need to know about balance transfer checks - AOL

   www.aol.com/finance/everything-know-balance...

   Balance transfer checks are a way to transfer credit card balances from one issuer to another with a lower interest rate. These checks may come with fees and may not offer the same benefits as ...

8. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...

9. Credit card interest rates are at record high. Here's what ...

   www.aol.com/credit-card-interest-rates-record...

   Nor, of course, do all credit card users face those 20%-plus interest rates, as about half of borrowers pay off their credit balances each month and long-standing accounts feature lower rates.