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The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [ 1]
William David Ford (August 6, 1927 – August 14, 2004) was a U.S. Representative from Michigan and namesake of the Federal Direct Student Loan Program. Ford was known for his support of workers and educational opportunity. Among his significant legislative accomplishments were authoring the Workers Adjustment and Retraining Notification Act ...
The government this month extended the deadline for consolidating commercially-held FFEL, Perkins, or Health Education Assistance Loan (HEAL) with Federal Student Aid to become eligible for the ...
The Department of Education says the "vast majority" of borrowers with loans held by the department are eligible for forgiveness, including those in the following programs: William D. Ford Federal ...
The terms of the loans are described in Title IV of the Higher Education Act of 1965 (with subsequent amendments), which guarantees repayment to the lender if a student defaults. As of July 1, 2010, Stafford Loans are no longer being offered, having been replaced with the William D. Ford Federal Direct Student Loan Program.
Hold William D. Ford Federal Direct Loans (Direct Loans) Are or were on an Income-Driven Repayment (IDR) plan Are in the Public Service Loan Forgiveness (PSLF) program
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