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  2. Banks that refinance student loans - AOL

    www.aol.com/finance/banks-refinance-student...

    Most student loan refinance companies allow you to get a rate quote with a soft credit check, making the comparison process easy and risk-free. Apply online. Once you decide on a lender, you’ll ...

  3. Why so few banks refinance student loans - AOL

    www.aol.com/finance/why-few-banks-refinance...

    SoFi started strictly as a student loan refinance company but received approval from federal regulators in early 2022 to become a national bank. The online bank offers loans as low as $5,000 with ...

  4. 6 credit unions that refinance student loans - AOL

    www.aol.com/finance/6-credit-unions-refinance...

    Landmark Credit Union. Landmark Credit Union offers student loan refinancing up to $150,000 for college graduates and their parents. Landmark offers variable or fixed rate options with five-, 10 ...

  5. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [ 1]

  6. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    As of 2021, approximately 7.8 million Americans from 18 to 25 carry student loan debt, with an average balance of almost $15,000. [64] For adults between the ages of 35 and 49, the average individual balance owed exceeded $42,000. The average debt for adults between 50 and 61 is slightly lower.

  7. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    The interest rates ranged from 5.6 to 35.8%, depending on the loan term and borrower rating. [43] The default rates varied from about 1.5% to 10% for the more risky borrowers. [ 33 ] Executives from traditional financial institutions are joining the peer-to-peer companies as board members, lenders and investors, [ 44 ] [ 45 ] indicating that ...

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