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  2. Discounts and allowances - Wikipedia

    en.wikipedia.org/wiki/Discounts_and_allowances

    Discounts and allowances are reductions to a basic price of goods or services.. They can occur anywhere in the distribution channel, modifying either the manufacturer's list price (determined by the manufacturer and often printed on the package), the retail price (set by the retailer and often attached to the product with a sticker), or the list price (which is quoted to a potential buyer ...

  3. Time value of money - Wikipedia

    en.wikipedia.org/wiki/Time_value_of_money

    Time value of money. The present value of $1,000, 100 years into the future. Curves represent constant discount rates of 2%, 3%, 5%, and 7%. The time value of money refers to the fact that there is normally a greater benefit to receiving a sum of money now rather than an identical sum later. It may be seen as an implication of the later ...

  4. Price adjustment (retail) - Wikipedia

    en.wikipedia.org/wiki/Price_adjustment_(retail)

    Price adjustments, also called price protection, is a retail practice in which customers can obtain a partial refund of the purchase price of an item if they can show it on sale at a lower price within a fixed time frame. In such circumstances, retailers will do a “price adjustment,” refunding the difference between the price the customer ...

  5. Savings interest rates today: Top rates still at 5.30% APY ...

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    Get today's best rates on high-yield ... earned another $309 in interest — $300 on your initial deposit and another $9 on the interest reinvested from year one — for a new total of $10,609 ...

  6. Best CD rates today: Put your money to work at peak ... - AOL

    www.aol.com/finance/best-cd-rates-today-put-your...

    Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 5.10% APY with low or no minimums at Lending Club, Bask Bank, BMO Alto and other trusted ...

  7. Present value - Wikipedia

    en.wikipedia.org/wiki/Present_value

    In economics and finance, present value (PV), also known as present discounted value, is the value of an expected income stream determined as of the date of valuation.The present value is usually less than the future value because money has interest-earning potential, a characteristic referred to as the time value of money, except during times of negative interest rates, when the present value ...

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