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The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [ 1]
The fixed interest rate is calculated as the weighted average of the interest rates of the loans being consolidated, assigning relative weights according to the amounts borrowed, rounded up to the nearest 0.125%, and capped at 8.25%. Some features of the original consolidated loans, such as postgraduation grace periods and special forgiveness ...
Federal Depository Library Program. The Federal Depository Library Program ( FDLP) is a government program created to make U.S. federal government publications available to the public at no cost. As of April 2021, there are 1,114 depository libraries in the United States and its territories. [1]
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That could complicate restarting their monthly payments. Around 44% of federal student loan borrowers who begin repayment in October have a new loan service provider, according to the Consumer ...
Who qualifies for $20,000 in student loan debt forgiveness? Borrowers who received Pell Grants and make less than $125,000 as individuals or less than $250,000 as married couples are eligible to ...
With 27% of student debtholders holding a past-due balance, and with the Consumer Finance Protection Bureau estimating the total size of student debt at more than $1 trillion, it's a good time to ...
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