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2. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [ 1]

3. Rule of 78s - Wikipedia

   en.wikipedia.org/wiki/Rule_of_78s

   The denominator of a Rule of 78s loan is the sum of the integers between 1 and n, inclusive, where n is the number of payments. For a twelve-month loan, the sum of numbers from 1 to 12 is 78 (1 + 2 + 3 + . . . +12 = 78). For a 24-month loan, the denominator is 300. The sum of the numbers from 1 to n is given by the equation n * (n+1) / 2.

4. Student financial aid in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_financial_aid_in...

   Federal Perkins Loan (Perkins Loan) Program: This is a school-based loan program for eligible students with exceptional financial need. Students may qualify for a Perkins Loan of up to $8,000 each year depending on financial need, the amount of other aid received, and the availability of funds at the school.

5. Georgia is No. 3 in average student loan debt. A look at why ...

   www.aol.com/georgia-no-3-average-student...

   The average federal student loan debt per person in Georgia has grown to more than $40,000, according to a Chamber of Commerce report. This puts the Peach State as the No. 3 most student-debt ...

6. Student loan guidelines for getting a mortgage - AOL

   www.aol.com/finance/student-loan-guidelines...

   Even if you're paying off student loans, it's still possible to get a mortgage. Having student loans impacts your debt-to-income ratio. Ideally, you should aim for a DTI ratio of 36 percent or ...

7. How to determine whether you have federal student loans - AOL

   www.aol.com/finance/determine-whether-federal...

   Federal. Private. Interest rates. Fixed, set every year by Congress. Fixed or variable, set by each lender. When you start paying. After a six month grace period once you graduate; when you drop ...

8. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   In the United States, student loans are a form of financial aid intended to help students access higher education. In 2018, 70 percent of higher education graduates had used loans to cover some or all of their expenses. [ 1] With notable exceptions, student loans must be repaid, in contrast to other forms of financial aid such as scholarships ...

9. How to calculate interest on a loan: Tools to make it easy

   www.aol.com/finance/calculate-interest-loan...

   You can calculate your total interest by using this formula: Principal loan amount x Interest rate x Loan term in years = Interest. For example, if you take out a five-year loan for $20,000 and ...