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2. FHA vs. VA loans: What’s the difference? - AOL

   www.aol.com/finance/fha-vs-va-loans-difference...

   Mortgage insurance for FHA vs. VA loans. With an FHA loan, even on a refinance, you pay an upfront fee, plus an ongoing mortgage insurance premium. The idea is that if you default on the loan, the ...

3. VA closing costs: What are they and how much do they cost? - AOL

   www.aol.com/finance/va-closing-costs-much-cost...

   There is no mortgage insurance on VA loans – Mortgage insurance tacks on a significant upfront cost for borrowers with FHA loans — 1.75 percent of the loan amount. With VA loans, though, there ...

4. VA loans: What they are and how they work - AOL

   www.aol.com/finance/va-loans-200043770.html

   In contrast, you’d need at least 3 percent down for a conventional mortgage and at least 3.5 percent down for an FHA loan. No mortgage insurance: Unlike conventional and FHA loans, VA loans do ...

5. VA loan - Wikipedia

   en.wikipedia.org/wiki/VA_loan

   A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...

6. Second mortgage - Wikipedia

   en.wikipedia.org/wiki/Second_mortgage

   When refinancing, if the homeowner wants to refinance the first mortgage and keep the second mortgage, the homeowner has to request a subordination from the second lender to let the new first lender step into the first lien holder position. Due to lender guidelines, it is rare for conventional loans for a property having a third or fourth mortgage.

7. How to get a VA home loan - AOL

   www.aol.com/finance/va-home-loan-194111486.html

   Credit score: While there’s no minimum credit score required for getting a VA loan, approval comes down to each lender, and many lenders will want to see a credit score of 620 or higher.