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Moving your high-interest credit card debt to a balance transfer card with a 0% introductory rate can save you hundreds, or even thousands, of dollars in interest and help you get out of debt sooner.
NerdWallet's Credit Cards team selects the best 0% APR credit cards based on overall consumer value, as evidenced by star ratings, as well as their suitability for specific kinds of consumers.
Use our credit card balance transfer calculator to get a sense of how much you could save by moving debt from a high-interest card to one with a 0% intro APR.
A balance transfer can save you money by moving your debt from a high-interest credit card to one with a lower APR. Learn how they work, and find a card that fits your needs.
A 0% APR on a credit card means that you won’t be charged interest on purchases, balance transfers or both, for a fixed period of time.
Using a low interest credit card can save you big while helping you minimize debt or get rid of it more quickly. See our expert recommendations.
If you apply for one and get approved, you can move your high-interest debts onto the 0% APR card. This is known as a balance transfer.
A business credit card with a 0% balance transfer period can help you save money on interest, free up cash flow and pay down your debt faster.
Moving high-interest debt to a 0% APR credit card through a balance transfer can save you hundreds or even thousands of dollars in interest charges. The process is relatively simple.
Two big factors to consider when deciding whether to use a balance transfer credit card: the 0% APR promotional period and the balance transfer fee.