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2. Flex Modification Program (FMP): Everything you need to know

   www.aol.com/finance/flex-modification-program...

   The Flex Modification program helps homeowners experiencing financial hardship to extend their loan term and reduce principal and interest payments. The program can reduce payments by up to 20 ...

3. Student loans: Biden debuts application for new affordable ...

   www.aol.com/finance/student-loans-biden-debuts...

   August 1, 2023 at 2:27 PM. Student loan borrowers can now apply for what the Biden administration called " the most affordable repayment plan in history ." The Education Department this week ...

4. 8 million student-loan borrowers on Biden's new repayment ...

   www.aol.com/news/8-million-student-loan...

   The 8th Circuit officially blocked the SAVE student-loan repayment plan in its entirety. It replaces its temporary stay on the plan from July, which paused cheaper payments and debt relief.

5. Income-driven repayment - Wikipedia

   en.wikipedia.org/wiki/Income-driven_repayment

   Income-driven repayment. Income-based repayment or income-driven repayment (IDR), is a student loan repayment program in the United States that regulates the amount that one needs to pay each month based on one's current income and family size. The phrase is an umbrella term for four specific repayment plans that are available within the ...

6. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   The Federal Direct Loan Program has accumulated a very large outstanding loan portfolio of about $1.5 trillion and this number will continue to rise along with the percentage of defaults. A common concern associated with the program is the effect on the economy and repercussions for students that must repay these loans.

7. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   In the United States, student loans are a form of financial aid intended to help students access higher education. In 2018, 70 percent of higher education graduates had used loans to cover some or all of their expenses. [ 1] With notable exceptions, student loans must be repaid, in contrast to other forms of financial aid such as scholarships ...

8. Student Loans: Will Biden Extend Repayment Pause as Relief ...

   www.aol.com/finance/student-loans-biden-extend...

   On Nov. 10, the Biden administration’s student loan forgiveness program was dealt a major blow as Texas federal court judge Mark Pittman blocked it from moving forward, declaring the initiative ...

9. Higher Education Relief Opportunities For Students Act

   en.wikipedia.org/wiki/Higher_Education_Relief...

   The Higher Education Relief Opportunities For Students (HEROES) Act ( Pub. L. 108–76 (text) (PDF)) was legislation passed unanimously by the United States Congress and signed into law by President George W. Bush on January 16, 2002. It was extended and amended in 2003, extended in 2005, and made permanent in 2007.