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  2. Stafford Loan - Wikipedia

    en.wikipedia.org/wiki/Stafford_Loan

    Private student loans. A Stafford Loan was a student loan offered from the United States Department of Education to eligible students enrolled in accredited American institutions of higher education to help finance their education. The terms of the loans are described in Title IV of the Higher Education Act of 1965 (with subsequent amendments ...

  3. Federal student loan consolidation - Wikipedia

    en.wikipedia.org/wiki/Federal_student_loan...

    Although the monthly repayments are lower, the total amount paid over the term of the loan is higher than would be paid with other loans. The fixed interest rate is calculated as the weighted average of the interest rates of the loans being consolidated, assigning relative weights according to the amounts borrowed, rounded up to the nearest 0. ...

  4. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [ 1]

  5. Stalled Student Loan Bill: Here's How It Affects You - AOL

    www.aol.com/news/2013-07-13-stalled-student-loan...

    Interest rates on federally subsidized Stafford student loans doubled as of July 1, and since then, Congress has tried to pass a student loan bill that would give students and parents some relief ...

  6. How to determine whether you have federal student loans - AOL

    www.aol.com/finance/determine-whether-federal...

    Federal. Private. Interest rates. Fixed, set every year by Congress. Fixed or variable, set by each lender. When you start paying. After a six month grace period once you graduate; when you drop ...

  7. Student Loans: How Much Do Late Payments Affect Your Credit ...

    www.aol.com/finance/student-loans-much-payments...

    In response to the COVID-19 pandemic, most federal student loans have been paused since March 2020. Student loan interest has been set at zero and collections have been stopped on defaulted loans...

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