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  2. LifeLock - Wikipedia

    en.wikipedia.org/wiki/LifeLock

    The story involved bankruptcy, FTC investigation, and identity theft. [35] [7] [8] LifeLock was fined $12 million by the Federal Trade Commission in March 2010 for deceptive advertising. [36] The FTC called the company's prior marketing claims misleading to consumers by claiming to be a 100% guarantee against all forms of identity theft. [37]

  3. Equifax - Wikipedia

    en.wikipedia.org/wiki/Equifax

    In 2000, Equifax, along with Experian and TransUnion, was fined $2.5 million for blocking and delaying phone calls from consumers trying to get information about their credit. In 2003, the FTC took Equifax to court for the same reason and settled its lawsuit with the company for a fine of $250,000.

  4. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Process. Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

  5. 6 Ways To Rebuild Your Credit After Filing For Bankruptcy - AOL

    www.aol.com/6-ways-rebuild-credit-filing...

    Check both your VantageScore 3.0 — the three bureaus’ scoring model — and your more widely used FICO score, which The Fair Isaac Corporation first introduced in 1989, to see how much damage ...

  6. Experian CreditCenter - AOL Help

    help.aol.com/products/experian-creditcenter

    Learn more about Experian CreditCenter and how it helps you manage and improve your credit. Experian CreditCenter · Oct 28, 2023. Get answers to your AOL Mail, login, Desktop Gold, AOL app, password and subscription questions. Find the support options to contact customer care by email, chat, or phone number.

  7. US Supreme Court blocks Purdue Pharma bankruptcy settlement - AOL

    www.aol.com/news/us-supreme-court-blocks-purdue...

    The Stamford, Connecticut-based company estimates that its bankruptcy settlement, approved by a U.S. bankruptcy judge in 2021, would provide $10 billion in value to its creditors, including state ...

  8. How to unfreeze credit if you lose your PIN - AOL

    www.aol.com/finance/unfreeze-credit-lose-pin...

    When you place a credit freeze on an Experian, an Equifax or a TransUnion account, you used to be given a PIN to help you unfreeze your report later. ... Over the phone: Call 1-888-EXPERIAN (888 ...

  9. Chapter 13, Title 11, United States Code - Wikipedia

    en.wikipedia.org/wiki/Chapter_13,_Title_11...

    The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...

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