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If you do not give a retirement date and if you have not reached your normal (or full) retirement age, the Quick Calculator will give benefit estimates for three different retirement ages. Select to see your benefit estimate in
This online Social Security benefits calculator estimates retirement benefits based on your age, retirement date and earnings. See what you might receive.
Detailed Calculator. Get the most precise estimate of your retirement, disability, and survivors benefits. The estimate includes WEP reduction. Must be downloaded and installed on your computer. Early or Late Retirement Calculator. Compute the effect on your benefit amount if you file for early or delayed retirement benefits.
We illustrate the calculation of retirement benefits using two examples, labeled case A and case B. In each case, the worker retires in 2025. Case A, born in 1963, retires at age 62. Case B, born in 1959, retires at his normal (or full) retirement age.
The calculator provides an estimate of your monthly Social Security retirement benefit, based on your earnings history and age. Our tool also helps you see what percentage of daily expenses your payments can cover and how you can increase your payment by waiting to collect.
Throughout your working life, you accumulate an earnings record (sometimes called a work record). That’s the foundation the Social Security Administration uses to calculate your benefits, using a three-step process.
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