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  2. Universal Payment Identification Code - Wikipedia

    en.wikipedia.org/wiki/Universal_Payment...

    A Universal Payment Identification Code (UPIC) is an identifier (or banking address) for a bank account in the United States used to receive electronic credit payments. [1] A UPIC acts exactly like a US bank account number and protects sensitive banking information. The actual bank account number, including the bank's ABA routing transit number ...

  3. Online banking - Wikipedia

    en.wikipedia.org/wiki/Online_banking

    v. t. e. Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website or mobile app. Since the early 2000s this has become the most common way that ...

  4. Security token - Wikipedia

    en.wikipedia.org/wiki/Security_token

    A security token is a peripheral device used to gain access to an electronically restricted resource. The token is used in addition to, or in place of, a password. [1] Examples of security tokens include wireless key cards used to open locked doors, a banking token used as a digital authenticator for signing in to online banking, or signing ...

  5. Digital banking - Wikipedia

    en.wikipedia.org/wiki/Digital_banking

    Description. A digital bank represents a virtual process that includes online banking, mobile banking, and beyond. As an end-to-end platform, digital banking must encompass the front end that consumers see, the back end that bankers see through their servers and admin control panels, and the middleware that connects these nodes.

  6. Interbank network - Wikipedia

    en.wikipedia.org/wiki/Interbank_network

    An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to be used to perform ATM transactions through ATMs that belong to another member of the network. However, the functions which may be performed at the network ATM vary.

  7. Up (Australian bank) - Wikipedia

    en.wikipedia.org/wiki/Up_(Australian_bank)

    Up, also known as Up Money and Up Banking, is an Australian neobank based in Melbourne, Victoria, Australia with more than 800,000 mostly young Australian customers. [ 1 ] Founded in 2018, Up was created as a collaboration between software development company Ferocia and Bendigo & Adelaide Bank .

  8. Telephone banking - Wikipedia

    en.wikipedia.org/wiki/Telephone_banking

    Telephone banking. Telephone banking is a service provided by a bank or other financial institution that enables customers to perform over the telephone a range of financial transactions that do not involve cash or financial instruments (such as checks) without the need to visit a bank branch or ATM.

  9. Mobile banking - Wikipedia

    en.wikipedia.org/wiki/Mobile_banking

    t. e. Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet. Unlike the related internet banking it uses software, usually called an app, provided by the financial institution for the purpose.