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  2. What is an excellent-credit personal loan? - AOL

    www.aol.com/finance/excellent-credit-personal...

    Source: Experian, Bankrate Higher loan amounts. You may be able to borrow $100,000 or more with excellent credit. That’s significantly more borrowing power than the $50,000 cap at most fair or ...

  3. What is a good credit personal loan? And how do you qualify ...

    www.aol.com/finance/good-credit-personal-loan...

    These scores go from 300 to 850. If you have good credit, that means you have a credit score between 670 and 739. Anything above that is considered either “very good” or “exceptional ...

  4. How to get a personal loan in 9 steps - AOL

    www.aol.com/finance/personal-loan-8-steps...

    A score of 800 or higher puts in the excellent-credit personal loan rate category, while a score of 580 or below is typically categorized as bad. It’s more difficult to get approved for a loan ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [ 1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

  6. Credit rating - Wikipedia

    en.wikipedia.org/wiki/Credit_rating

    Credit rating. A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting. [ 1] The credit rating represents an evaluation from a credit rating agency of the ...

  7. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

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