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If you have a low credit score and get approved for a car loan, you could pay a fortune in interest. ... For drivers with excellent credit, the average rates are 5.07 percent for new cars and 7.09 ...
The best interest rates on auto loans go to buyers with good or excellent credit — typically a score of 670 or higher. ... but borrowers with good to excellent credit may qualify for auto loan ...
High rates for first-time car buyers. What to look for: SchoolsFirst Credit Union offers new and used auto loans from 36 to 84 months. APRs for new cars start at 6.19%, and APRs for used cars ...
According to Experian data, the average rate for someone with excellent credit buying a new car was 5.61 percent in 2023. People with bad credit paid significantly more — with an average ...
According to the National Credit Union Administration, here are the national average auto loan interest rates at banks as of June 2022: 36-month used car loan: 5.08 percent 48-month used car loan ...
4%. 0%. $460. $520. As you can see, on a $25,000 car loan through the manufacturer for four years, your monthly payment would be about $520. A $25,000 car loan financed over five years at a 4 ...
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