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  2. Ripoff Report - Wikipedia

    en.wikipedia.org/wiki/Ripoff_Report

    Ripoff Report is a not-for-profit website founded by Ed Magedson. The Ripoff Report has been online since December 1998 and is operated by Xcentric Ventures, LLC which is based in Tempe, Arizona. In 2023 an Australian judge found the company purports to be a consumer review site but profits from extortive business practices.

  3. Consumer Financial Protection Bureau - Wikipedia

    en.wikipedia.org/wiki/Consumer_Financial...

    The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, and other financial companies operating in the United States.

  4. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Credit history. A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a ...

  5. Credit report errors are more common than you think ... - AOL

    www.aol.com/credit-report-errors-more-common...

    Credit agencies are the most common subject of complaints filed to the federal Consumer Financial Protection Bureau, according to research by the U.S. Public Interest Research Group (PIRG ...

  6. Rent-to-Own Deals Are a Massive Ripoff, Consumer Reports Finds

    www.aol.com/news/2011-06-23-rent-to-own-deals...

    The Consumer Reports investigation found deals where a $600 computer cost nearly $1,900 after less than year's worth of payments, and a washer-dryer combo with an original price tag of $1,000 cost ...

  7. TransUnion - Wikipedia

    en.wikipedia.org/wiki/TransUnion

    TransUnion LLC is an American consumer credit reporting agency.TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States".

  8. Banking Chatbots Have ‘Harmed’ Consumers, According ... - AOL

    www.aol.com/banking-chatbots-harmed-consumers...

    You can file a complaint about your financial institution at CFPB’s website or by calling 1-855-411-CFPB (2372). More From GOBankingRates 10 Aldi Brand Products Worth Buying

  9. Overpayment scam - Wikipedia

    en.wikipedia.org/wiki/Overpayment_scam

    An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith. In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money. The scammer then attempts to convince the victim to return the difference between the ...