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  2. Student loans and grants in the United Kingdom - Wikipedia

    en.wikipedia.org/wiki/Student_loans_and_grants...

    Private student loans typically have variable interest rates while government student loans have fixed rates. Private loans often carry an origination fee. Origination fees are a one-time charge based on the amount of the loan. They can be taken out of the total loan amount or added on top of the total loan amount, often at the borrower's ...

  3. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

  4. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

  5. Government cuts student loan interest rates again amid ... - AOL

    www.aol.com/government-cuts-student-loan...

    Someone with a student loan balance of £45,000 would reduce their accumulating interest by around £210 per month under the newly-announced rates compared to 12% interest rates, the department added.

  6. UK’s highest student loan debt exceeds £230,000, new ... - AOL

    www.aol.com/uk-highest-student-loan-debt...

    The graduate with the most unpaid student debt in the UK owes more than £231,000, while another loan holder racked up interest exceeding £50,000, according to new data.

  7. Student Awards Agency for Scotland - Wikipedia

    en.wikipedia.org/wiki/Student_Awards_Agency_for...

    Student loans are paid by the Student Loans Company [1] but students apply for their loan through SAAS. Any eligible student can apply for the minimum loan regardless of their income. The maximum loan is income assessed. The maximum loan that a young student can receive is £5,750, and the maximum loan for an independent student is £6750 ...

  8. ‘Staggering’ NI student loan debt tops £5bn - AOL

    www.aol.com/outstanding-student-debt-record-high...

    A graduate has described as “staggering” the fact that student loan debt owed in Northern Ireland has topped £5bn for the first time. Ross Easton, who personally owes about £27,000, said it ...

  9. Equifax - Wikipedia

    en.wikipedia.org/wiki/Equifax

    Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...

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