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A discount rate applied times over equal subintervals of a year is found from the annual effective rate d as. where is called the annual nominal rate of discount convertible thly. is the force of interest . The rate is always bigger than d because the rate of discount convertible thly is applied in each subinterval to a smaller (already ...
In biochemistry and pharmacology, the Hill equation refers to two closely related equations that reflect the binding of ligands to macromolecules, as a function of the ligand concentration. A ligand is "a substance that forms a complex with a biomolecule to serve a biological purpose" ( ligand definition ), and a macromolecule is a very large ...
Microsoft Excel is a spreadsheet editor developed by Microsoft for Windows, macOS, Android, iOS and iPadOS. It features calculation or computation capabilities, graphing tools, pivot tables, and a macro programming language called Visual Basic for Applications (VBA). Excel forms part of the Microsoft 365 suite of software.
0%. It's important to note that the 3% minimum down payment for conventional loans is mainly for first-time homebuyers. If you've owned a home in the past three years, the minimum is generally 5% ...
This was only possible because, unlike many other developed nations, the most common mortgage in the U.S. is a 30-year fixed rate mortgage. In the U.S., 79% of all mortgages had fixed rates of 30 ...
The 1978 series began with denominations of 2, 5, 10, and 20 rand, with a 50 rand introduced in 1984. This series had only one language variant for each denomination of note. Afrikaans was the first language on the 2, 10, and 50 rand, while English was the first on the 5 and 20 rand. A coin replaced the 1 rand note.
Enrico Fermi (1901–1954) The Fermi paradox is a conflict between the argument that scale and probability seem to favor intelligent life being common in the universe, and the total lack of evidence of intelligent life having ever arisen anywhere other than on Earth. The first aspect of the Fermi paradox is a function of the scale or the large ...
Bengali is the official, national, and most widely spoken language of Bangladesh, [11] [12] [13] with 98% of Bangladeshis using Bengali as their first language. [14] [15] It is the second-most widely spoken language in India.
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