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2. Fair and Accurate Credit Transactions Act - Wikipedia

   en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

   The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...

3. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com.

4. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com. AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion. The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive ...

5. Credit report errors are more common than you think ... - AOL

   www.aol.com/credit-report-errors-more-common...

   Here’s what the y found: One-quarter of the consumers were unable to access their credit reports, which are supposed to be available to all. Among those who read their reports, 44% found errors ...

6. How to Remove Derogatory Items From Your Credit Report - AOL

   www.aol.com/remove-derogatory-items-credit...

   Look through your credit report and make a list of all negative information. Then compare to your records to make sure everything there is accurate. If it’s not accurate, getting it removed is ...

7. Stick It to the Man: How To Dispute a Credit Report Error ...

   www.aol.com/stick-man-dispute-credit-report...

   Step 7 (If Needed): File Another Dispute. If you haven't heard back from any of the credit bureaus within 30 days of filing your initial dispute — or if you received investigation results but ...