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2. Discover Card - Wikipedia

   en.wikipedia.org/wiki/Discover_Card

   Discover is the third largest credit card brand in the U.S., with 60.6 million cardholders or about 8% of cards in circulation, placing it well behind Visa (48%) and Mastercard (36%), but slightly ahead of American Express (7.5%).

3. Shift4 - Wikipedia

   en.wikipedia.org/wiki/Shift4

   Shift4 Payments, Inc. is an American payment processing company based in Allentown, Pennsylvania. [2][3] The company, founded in 1999 by the then 16-year-old Jared Isaacman, processes payments for over 200,000 businesses in the retail, hospitality, leisure and restaurant industries. [2][4] Shift4 specializes in commerce solutions such as mobile ...

4. Secure access module - Wikipedia

   en.wikipedia.org/wiki/Secure_access_module

   Secure access module. A Secure Access Module (SAM), also known as a Secure Application Module, is a piece of cryptographic hardware typically used by smart card card readers to perform mutual key authentication. [1][2][3] SAMs can be used to manage access in a variety of contexts, such as public transport fare collection and point of sale devices.

5. Payment processor - Wikipedia

   en.wikipedia.org/wiki/Payment_processor

   Payment processor. A payment processor is a system that enables financial transactions, commonly employed by a merchant, to handle transactions with customers from various channels such as credit cards and debit cards or bank accounts. They are usually broken down into two types: front-end and back-end. Front-end processors have connections to ...

6. How credit card companies make money - AOL

   www.aol.com/finance/credit-card-companies-money...

   Credit card companies generate most of their income through interest charges, cardholder fees and transaction fees paid by businesses that accept credit cards. Even if you don't pay fees or ...

7. North (payment processing company) - Wikipedia

   en.wikipedia.org/wiki/North_(payment_processing...

   North is a fintech (financial technology) and payments company founded in 1992 by Marc Gardner, who serves as the company’s CEO/President. Formerly known as North American Bancard, the company rebranded as North in 2024. North is headquartered in Troy, Michigan, with offices and affiliations across the country.