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Re: Kia Financing - Which credit bureau do they use? Kia/Hyundai only pull alternate bureau if there's a justified reason. For example they pull Equifax/Experian for most (depening on residence zip code) and would pull Transunion ONLY if the dealership called in and told them you have higher score (s) on TU because your auto loan history or ...
Kia Motor Finance Goodwill Letter Success. I just wanted to post this because this something that I personally searched for recently. I wrote a goodwill letter asking them to remove the last two late payments and the reason why I was late. It took a little more than a month but I received two letters (one for me and one for my spouse) stating ...
Re: How to remove a PIF chargeoff- Kia Motors Finance. I would be sending the GW letter request to the office of the CEO. hi all! We started working on our credit last year when we built our new home, happy to say we are settled in and hoping to add a pool. My - 6084827.
Re: Kia Motor Finance. It is TECHNICALLY Hyundai Motors Finance but they pull TU mostly. Willing to work with lower scores and decent interest rates. FICO 5 ,4, 2 - 2/2023 FICO 8 - 2/2023 FICO 9 - 2/2023 FICO 10 - 2/2023. Message 4 of 19. 0 Kudos. Dj4Money. Established Contributor. 01-27-2015 12:38 AM.
After culling as much data as I could from the epic auto loan thread I determined that Kia financing must pull Equifax, since that was what was reported most often, but you guys had a different experiece. However, when I bought my used car from Kia two days ago in Puyallup Washington, they did indeed pull Equifax.
Re: Unnecessary Inquiries by Kia Dealer (Already Approved) I would refuse to buy from a dealer that pulled a stunt like that on me. The dealer could have contacted Kia directly but I think the dealer was looking to make more money on the financing than they make with Kia financing. Shady practice. Message 3 of 16. 3 Kudos.
The Kia "Build and Price" website seems to imply that "700" is the cut-off to be eligible for the Top Tier (0.9% for 60 months). The "dealer" states that they pull TRANSUNION; whereas, Kia Motors Financing (per their website) seems to imply that they have an arrangement with EXPERIAN.
Re: Kia Motor Finance Charge Off. Getting a charge off from any creditor is next to impossible. Slim to none. Only one really is Credit One on a rare basis. They were left with a balance that wasnt paid and they wont just let it go. Some can and will go legal. If you were in ICU from a wreck or a serious injury maybe.
Re: Kia and Hyundai Financing. Kia and Hyundai have their own finance programs. I did two purchases from Kia in the past years (one finance, one lease). As my initial Kia car, the Kia dealer ran a few loan applications to provide a ~2% APR on finance (a few years ago) and the loan was finally provided by Kia Finance.
But the interest rate is a little higher at around 6 % which is a little to high in my opionion. Generally dealer lenders such as Kia finance and Hyundai finance usually offer the lowest interest rates and the rate that Kia showed me based on my score was 2.7% which in my opinon is still a little high but alot better than 6%.