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2. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [ 1]

3. How the Fed rate changes impact student loan interest rates - AOL

   www.aol.com/finance/fed-rate-hikes-impact...

   The Federal Reserve’s actions can influence student loan interest rates. ... Direct Unsubsidized loans had a fixed interest rate of 4.99 percent ... If you can secure a lower interest rate, you ...

4. Federal vs. private student loans: What’s the difference? - AOL

   www.aol.com/finance/federal-vs-private-student...

   Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

5. Student financial aid in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_financial_aid_in...

   These federal loans, although unsubsidized, are far superior in interest rate and repayment terms to private student loans. Federal Perkins Loan (Perkins Loan) Program: This is a school-based loan program for eligible students with exceptional financial need.

6. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   As of 2021, approximately 7.8 million Americans from 18 to 25 carry student loan debt, with an average balance of almost $15,000. [64] For adults between the ages of 35 and 49, the average individual balance owed exceeded $42,000. The average debt for adults between 50 and 61 is slightly lower.

7. Going to college? Here's what you should know about student loans

   www.aol.com/news/going-college-heres-know...

   According to the Federal Reserve, 30% of all U.S. adults said they incurred at least some debt for their education. Borrowers owe a collective $1.77 trillion in student loan debt, including ...