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2. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [ 1]

3. Pay As You Earn - Wikipedia

   en.wikipedia.org/wiki/Pay_As_You_Earn

   President Obama's 2015 budget proposed substantial changes to the Pay as You Earn program. In addition to extending the program to all borrowers, regardless of when their first loans were disbursed, it proposed certain limits to PAYE that are designed to "protect against institutional practices that may further increase student indebtedness, while ensuring the program provides sufficient ...

4. Higher Education Act of 1965 - Wikipedia

   en.wikipedia.org/wiki/Higher_Education_Act_of_1965

   In addition to increasing the maximum Pell Grant award and reducing interest rates on subsidized student loans, a new "income-based repayment" option capped loan repayment at 15% of an individual's discretionary income, while a Public Service Loan Forgiveness promised that some borrowers could forgive student loan balances after ten years of ...

5. Biden administration to erase student debt of more than ... - AOL

   www.aol.com/finance/biden-administration-erase...

   A former Obama-era Education Department official last week highlighted the problematic income-driven repayment program as one reason for broad-based student debt forgiveness.

6. Student Loan Forgiveness: Are Grants a Wise Alternative to ...

   www.aol.com/student-loan-forgiveness-grants-wise...

   With the Biden administration's federal student loan forgiveness plan at risk of being struck down by the U.S. Supreme Court, many borrowers might be considering other options to reduce or ...

7. Navigating Student Loan Repayments: 5 Things To Know Now ...

   www.aol.com/finance/navigating-student-loan...

   After a longstanding moratorium enacted around the onset of the pandemic in the U.S., student loan repayments recommenced in October. For millions of Americans, the pressure to pay down hefty debt ...