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From 2018 to 2019, the number of credit card accounts dropped nearly 5% from 16.7 million to 15.89 million, [27] with 69% of millennials using their credit card less as a result of Afterpay. [ 28 ] In February 2020, Afterpay was reported to have 3.6 million active customers in the US, 3.1 million in Australia and New Zealand, and 600,000 in the UK.
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Up, also known as Up Money and Up Banking, is an Australian neobank based in Melbourne, Victoria, Australia with more than 800,000 mostly young Australian customers. [ 1 ] Founded in 2018, Up was created as a collaboration between software development company Ferocia and Bendigo & Adelaide Bank .
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