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The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [1]
A state-wide Promise Program was started in Oregon in 2016, where community college tuition is covered to residents of Oregon with a cumulative high school GPA of 2.5 or higher. [16] The Oregon Promise is a “last-dollar” scholarship, meaning that aid will only be rewarded after all other federal loans are applied, such as the Pell Grant.
An education loan is a loan taken out by the student (or parent) in order to pay for educational expenses. Unlike scholarships and grants, this money must be repaid with interest. Educational loan options include federal student loans, federal parent loans, private loans, and consolidation loans.
As is the case in most parts of America, Oregon student loans are no joke: more than half the state’s four-year graduates are in debt to the tune of $28,628 on average. Oregon is home to seven ...
To qualify for a student loan, complete the FAFSA to check for federal loan eligibility. Federal loans require U.S. citizenship or eligible noncitizen status, a valid Social Security number ...
In the United States, student loans are a form of financial aid intended to help students access higher education. In 2018, 70 percent of higher education graduates had used loans to cover some or all of their expenses. [1] With notable exceptions, student loans must be repaid, in contrast to other forms of financial aid such as scholarships ...
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