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Pay on time. Because payment history makes up such a large part of your credit score, stay on top of your student loan payments. Making timely payments is one of the best ways to use your student ...
Student loan servicers and lenders will typically give you an interest rate discount when you set up automatic payments, increasing your savings. Consider an income-driven repayment plan.
The bottom line. If you have bad credit, you may be motivated to refinance your student loans to lower monthly payments. However, many lenders require a minimum credit score in the mid-to-high ...
Student debt has been in the spotlight a great deal this past year. While the debate continues over forgiving student loans, there are ways you can use your education debt to your advantage.
However, private student loan lenders, typically banks, credit unions and online lenders, often require a credit score of at least 670. The qualifications process may vary slightly from lender to ...
You have a solid credit score: Since you’re taking out a loan with a private lender, your credit score and credit history will determine your new interest rate. If you don’t have an excellent ...
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