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2. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   A personal loan works by giving you a lump sum of money that you repay in monthly installments plus interest and fees. You can typically borrow between $2,000 and $50,000 — though some digital ...

3. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   Key takeaways. Personal loans come in many forms, including secured and unsecured loans, debt consolidation loans and personal lines of credit. Unsecured personal loans are common among lenders ...

4. USAA - Wikipedia

   en.wikipedia.org/wiki/USAA

   The United Services Automobile Association ( USAA) is an American financial services company providing insurance and banking products exclusively to members of the military, veterans and their families. [ 6] It was founded in 1922 in San Antonio, Texas, by a group of 25 U.S. Army officers as a mechanism for mutual self-insurance, when they were ...

5. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   A personal loan can fund expenses such as debt consolidation or medical costs. Personal loans tend to carry lower interest rates than credit cards, which can make them more affordable for ...

6. What is the average personal loan interest rate? - AOL

   www.aol.com/finance/average-personal-loan...

   The current average personal loan interest rate is 12.36%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%. Other aspects of your finances, like DTI and ...

7. Refund anticipation loan - Wikipedia

   en.wikipedia.org/wiki/Refund_anticipation_loan

   Refund anticipation loan ( RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund. The loan term was usually about two to three weeks, related to the time it took the U.S. Internal Revenue Service to deposit refunds in ...

8. Discover Financial - Wikipedia

   en.wikipedia.org/wiki/Discover_Financial

   Discover Financial Services. Discover Financial Services is an American financial services company that owns and operates Discover Bank, an online bank that offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club ...

9. Personal loans vs. home equity loans: Which is right for you?

   www.aol.com/finance/personal-loans-vs-home...

   High interest rates: Interest rates for personal loans are typically lower than credit cards, but higher than home equity loans. Lower funding amounts: Personal loans are generally capped at $100,000.