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  2. Destiny Mastercard - myFICO® Forums - 6141516

    ficoforums.myfico.com/t5/Credit-Cards/Destiny-Mastercard/td-p/6141516

    The Destiny Mastercard is issued by First Electronic Bank, Member FDIC, and serviced by Genesis FS Card Services, Inc. If anyone has any Deets or has tried/used this card what are your experiences ((I'm not apping just giving details/DPs/more Forums for our Pots LOL)) Says: Reporting to the three major credit bureaus, unlike a debit card

  3. Destiny Mastercard - myFICO® Forums - 6697943

    ficoforums.myfico.com/t5/Credit-Cards/Destiny-Mastercard/td-p/6697943

    Destiny Mastercard. I usually put most unsolicited "pre-approved" credit card offers I get in the mail straight into the trash, but occasionally one will catch my eye for one reason or another and I open it. Today I got one from Destiny Mastercard. Never heard of this company so out of morbid curiosity I opened it and, in 20-point type, saw ...

  4. Destiny Mastercard - New subprime card on the block?

    ficoforums.myfico.com/t5/Credit-Cards/Destiny-Mastercard-New-subprime-card-on...

    Re: Destiny Mastercard - New subprime card on the block? Yeah saw it on my CK as well. Rebuilder card that's Just a tad cheaper than Credit One but No rewards not even 0.0001% cash back though! 🤪. New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits.

  5. CREDIT ONE/INDIGO/DESTINY - myFICO® Forums - 6398148

    ficoforums.myfico.com/t5/Credit-Cards/CREDIT-ONE-INDIGO-DESTINY/td-p/6398148

    CREDIT ONE/INDIGO/DESTINY. A few years ago when I began rebuilding my credit, I came across several forums that mentioned CreditOne, Destiny and Indigo CC's. I applied and was approved for $400, $300 and $300 respectively. However, since that time I have managed to obtain the Discover Miles, AmEx Hilton Honors Surpass, NFCU MoreRewards ...

  6. Update: RESOLVED - No Available Credit after Payment

    ficoforums.myfico.com/t5/Credit-Cards/Update-RESOLVED-No-Available-Credit...

    If its due to a hold, you can have Cap One call the bank to verify payment cleared and they will release available credit. Capital One will normally restore available credit with a few hours of the payment posting. Payments generally post late in the evening with available credit being restored sometime overnight.

  7. Close smaller limit credit cards and apply for larger limit...

    ficoforums.myfico.com/t5/Credit-Cards/Close-smaller-limit-credit-cards-and...

    Imagine Visa. $700.00. Total Card. $300.00. Personal: Upgrade Triple Cash Rewards $1,000, Capital One Quicksilver $3,000, Avant $750, Credit One $450, Credit One Black $950, Destiny $300, Milestone $300, Mission Lane $400, Cerulean $1,500, Merrick Bank Black $700, Upgrade $1,000, Fingerhut $1,300.....

  8. Exactly When Do CC Companies Report Balances to Credit Bureaus?

    ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Exactly-When-Do-CC...

    A common technique to quickly boost a credit score is to pay down revolving debt, to decrease the credit utilization ratio. However, one must wait until these new, lower balances are reported to the credit bureaus, before any benefit to the credit score will be realized. Thus, for timing purposes, it is helpful to know when you can expect the ...

  9. Destiny Mastercard - New subprime card on the block?

    ficoforums.myfico.com/t5/Credit-Cards/Destiny-Mastercard-New-subprime-card-on...

    Rebuilder card that's Just a tad cheaper than Credit One but No rewards not even 0.0001% cash back though! 🤪 The no rewards is a deal breaker. Might as well get the Credit One! 😀

  10. Credit Karma Approval but no info? - myFICO® Forums - 6768031

    ficoforums.myfico.com/t5/Credit-Card-Approvals/Credit-Karma-Approval-but-no...

    AllyDais. Member. 06-18-2024 06:52 PM. Credit Karma Approval but no info? I am in the process of rebuilding my credit and received outstanding odds on a few cards so I decided to just go for it. I know they aren't "good" cards, but I did it anyway. Credit Karma prepopulated my info and I was approved. There was no credit limit, no email, nothing.

  11. Destiny Mastercard - Page 2 - myFICO® Forums - 6141516

    ficoforums.myfico.com/t5/Credit-Cards/Destiny-Mastercard/td-p/6141516/page/2

    Re: Destiny Mastercard. @Anonymous wrote: Yeah, I've had this card for 6 months, they say they will never increase your limit. $75 annual fee, every time you log in it says "enroll in overlimit coverage" I accepted it once, went over the limit by 10 bucks because the online portal showed I had "available credit", they charged 29, I didn't ...